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ClinicProtect, a Business Insurance Policy tailored to meet the needs of Clinics in Malaysia. ClinicProtect comes through for you when it counts, with high quality cover delivered with personal service.

 

The comprehensive ClinicProtect Business Insurance Policy was developed to provide multi-line insurance offerings for clinics. In addition to competitive rates, it offers a wide range of coverage including Fire, Burglary, Money and Group Personal Accident.

 

Brief details of Coverage

 

Classes Sum Insured/Limits
of Liability (RM)

FIRE

Safeguard your property from losses due to fire and lightning or any perils insured under the policy.

Replacement value of property

CONSEQUENTIAL LOSS

Protects against loss of revenue following a fire.

Gross Revenue

BURGLARY

Cover against burglary and/ or robbery from your locked/secured premises.

Maximum RM25,000

ALL RISKS

Coverage for your office, medical, clinical, laboratory equipment and other contents against theft, fire and accidental damage.

Replacement value of property

EMPLOYER’S LIABILITY

Protects you against claims made by employee injured out of and in the course of employment.

50,000 Any one occurrence

FIDELITY GUARANTEE

Coverage for loss of money and/or property due to fraud or dishonesty of your employees.

3,000 Any one occurrence

GROUP PERSONAL ACCIDENT

Personal accident coverage for your employees within your premises.

50,000 per person 150,000 maximum in aggregate

MONEY

Cover against loss of money due to burglary and/or robbery at your premises or whilst in transit.

3,000 Any one occurrence
Personal Accident to Two (2) Carriers: 10,000 each person

PLATE GLASS

Cover against breakage of plate glass at your premises.

3,500 Any one occurrence

PUBLIC LIABILITY

Protection against claims resulting from accidental bodily injury to third parties and/or damage to their property whilst they are at the premises.

Any One Accident: 500,000

Any One Period: Unlimited