ClinicProtect, a Business Insurance Policy tailored to meet the needs of Clinics in Malaysia. ClinicProtect comes through for you when it counts, with high quality cover delivered with personal service.
The comprehensive ClinicProtect Business Insurance Policy was developed to provide multi-line insurance offerings for clinics. In addition to competitive rates, it offers a wide range of coverage including Fire, Burglary, Money and Group Personal Accident.
Brief details of Coverage
| Classes | Sum Insured/Limits of Liability (RM) |
|---|---|
FIRE Safeguard your property from losses due to fire and lightning or any perils insured under the policy. |
Replacement value of property |
CONSEQUENTIAL LOSS Protects against loss of revenue following a fire. |
Gross Revenue |
BURGLARY Cover against burglary and/ or robbery from your locked/secured premises. |
Maximum RM25,000 |
ALL RISKS Coverage for your office, medical, clinical, laboratory equipment and other contents against theft, fire and accidental damage. |
Replacement value of property |
EMPLOYER’S LIABILITY Protects you against claims made by employee injured out of and in the course of employment. |
50,000 Any one occurrence |
FIDELITY GUARANTEE Coverage for loss of money and/or property due to fraud or dishonesty of your employees. |
3,000 Any one occurrence |
GROUP PERSONAL ACCIDENT Personal accident coverage for your employees within your premises. |
50,000 per person 150,000 maximum in aggregate |
MONEY Cover against loss of money due to burglary and/or robbery at your premises or whilst in transit. |
3,000 Any one occurrence Personal Accident to Two (2) Carriers: 10,000 each person |
PLATE GLASS Cover against breakage of plate glass at your premises. |
3,500 Any one occurrence |
PUBLIC LIABILITY Protection against claims resulting from accidental bodily injury to third parties and/or damage to their property whilst they are at the premises. |
Any One Accident: 500,000 Any One Period: Unlimited |